Overcoming financial stress

Stress can be exists when problems occur in our financial management. Perhaps, the money spend is over that the budget, loans that yet to be settled, health problem arises (which may lead to the usage of monthly saving), car broken / accident, and many more. When problems occur, the possibility of pressure is high. Thus, it will give the impact to our emotion and mind. One can be so emotionally and unable to think or use his / her mind properly. Hence, a lot of self-murdered or others crime happened in our society.
So what can you do to stay financially secure through these fluctuations? How you should overcome your financial stress? Herewith a few steps might be helpful to solve this stress:

a. Cut Off Unnecessary Expenses
Figure out what are the things that not so necessary, even we think sometimes we may need it. To cut off is as simple as a daily cup of gourmet coffee adds up to a lot of money quickly. Looking into it properly, sometimes you can even save RM7 a day. Just think about it...RM7 a day adds up to RM170 a month!

b. Supplement Your Income
As you are building your practice or business, it may necessary to have a secondary source of income. What are your skills and education? Are there other things you can do temporarily to fill the financial gap? Easing the financial stress will make it easier to draw new clients to you. Remember we all communicate at a subconscious level and if you are desperate for clients, this will be picked up by the people who you want to hire you. When you are relaxed, it will be much easier for the love of what you do to shine through to those you are trying to attract.

c. Make a plan
What is your plan for expanding your business? Have you developed strategies to incorporate multiple streams of income? Do you have a mailing list to share your new services with? How will you let people know about what you have to offer? Create a business plan to map out how you will market and incorporate additional means of earning income. Moving beyond earning income only through working with one on one clients is the best way to develop a strong financial base that won't be subjected to the ups and downs of the finanical climate. Start making a plan how you will create this new type of business today.

d. Think positive
This last step is often the hardest for all of us. Try to remember that even when it seems like no one needs what you have to offer, that God gave you your unique gifts for a reason. I promise you that someone out there is praying for help only you can provide right now. Believe that your special abilities are here as part of your Divine Purpose, which means God must have a plan for how the people who need your gifts are going to find you. Set the positive attitude and mindset in yourself. Hang in there...the one thing you can count on in life is change, so if you are in a down swing, an upswing must be on the way!

Good Luck!