Keys to Financial Freedom

Caro Handley had given a word at one time, "Lack of confidence around money can result in low self-esteem and anxiety". That gives me very deeply meaning and thought about money prudence and financial freedom. In order to get a truly financial freedom, from the very first step, is our thought. It begins from our mind and the way we think about money. How you wanna throw away all the bad thinking about money and financial problem? What are the decisions for the actions you need to take in order to have very clean bad debt? Everything is begins with our mind and the way we think. But how? The thought we had in our mind is actually will lead to our action. For example, we think that because our income is low, then we don't have extra amount to save. At the end of the day, we have nothing to help us in future needs. All of these thought comes from the lack of confidence as the main root to financial freedom.
In Woman Weekly Magazine, February2009, it has mentioned that a research shows that a lack of confidence around money can result in low self-esteem and anxiety. We need to be in control of our money and know that, whatever happen in life, we can provide for ourself. Attaining our financial freedom with changing our attitude to money:

1. Throw out the fear and keep the positive thinking
I know many of us have the thought which always leave you behind from the financial freedom. Leave out all your negative thinking and your fear of money. You must put it away from your mind. Set your mind each day you wake up in the morning, you love money very, very much. Keep the positive thinking, for the effort you will take towards to your financial freedom.

2. Give up money cons
Almost everyone of us operates 'money cons' or little tricks to avoid the truth about what we're doing with our money. They may be obvious, like ignoring bank statements, or more subtle, like justifying a purchase to yourself when you know you can't afford it. Cons include relying on others to sort things out for you. If you don't confront your money cons you'll never be able to conquer them or your anxiety about money. Make a list of your cons and face them up. It means you're gonna facing up to your debt and managing the best ways to clear it up. Once you've gone through this steps, you will feel a huge relief. The next steps possible to proceed in smooth and fast ways.

3. Organise and well manage in simple ways
Organise and manage your money properly in the simplest way possible. Keep all the current documents (bills, statements etc) in one marked file. If you feel the physical file such a tedious way, you may use the software or any website which may assist you to manage your cash flow and track your bill in and out (try http://www.wesabe.com/ / http://www.moneytrackin.com/). Do not forget to check all of your standing orders. Are they relevant and necessary? Cancel any that aren't. Once everything is well organised, you'll feel in control. One rule may you follow: Spend less than you earn and you'll always feel rich". Keep a clear record and check it monthly.

4. Clear all the unsolved mysteries
Sometimes, you may have financial issues that you find confusing or avoid because you have no idea anything about them. Insurance policies, investments, pensions, you need to demystify them for yourself. Find the info and knowledge from financial institutions website, or go to pick up the leaflets from different financial institutions and consider what suits you. Bear in mind, you have to get clear answers from people you deal with.
One thing to bear in mind, when you have so much debts in hand, solved it first, then you can think other options to sort out for your financial; pensions, investment, etc. But while it's vital to address short-term money matters, it's also important to save, even if payments are small to begin with.

5. Set the goals
When you decide to take control of your finances, think about the future. What are you goals and dreams? And what do you need to put into place financially to realise them? If you dream of big house or future investments, consider what's involved financially. Anything is possible, especially when you're great with money.